Loans to pay for medical services, Russian banks have started grant in 2005. Special Program in Medical loan ‘offer a few, mostly to the bank credits the payment for medical services according to the standard program of consumer credits. Borrowers who receive credits for health care while too little: the majority of Russians use the services of ‘free’ medicine (included in the list of services of compulsory health insurance). Check out altavista for additional information. And those who are treated in expensive private clinics, usually can not afford it and do without loans. Some medical services (for example – Beauty) is so expensive that are not included in the ‘basket’ of conventional medical expenses however, the possibility of ‘medical credit’ over time will make them more popular. Already, a number of banks to offer borrowers with good quality health services, successfully cooperating with the leading medical-diagnostic centers and renowned clinics that perform unique operations. Credit for the medical care available for a period of one to two years, the minimum loan amount – 9 thousand rubles, Maximum – 150 thousand rubles at an interest rate of 1,5% per month. Upon receipt of the loan in excess of 90 thousand rubles from the borrower will need to insure their lives and the possible loss of earning capacity. To qualify for medical service must provide a passport or other identity document, a certificate of income and expense for medical care..
Constantly confronted with such statements as: “the need to spend less money,” we should start saving, “and stuff like that. But this is flatly wrong, because even if your income is reduced, that is no reason limit themselves in existence. Must on the contrary, perceive this as motivation to seek alternative ways to earn money and improve their material well-being. You can find a second job, you can improve the quality of their work and get the premium or increasing, and many other options. The main objective – to increase their income, rather than reduce the amount of money spent. Well, for those who want to earn money in addition, learn how to spend wisely, worth thinking on the topic of discounts and sales.
There are some sites that help in finding sales and discounts in your city. There, you can always find the products you are interested, find out about available discounts and field implementation. It is convenient to both users and by shopping. For the former, such a site – a source of constant and relevant information (you can also mention about saving money), and the latter – a platform to advertise and search for new customers. All all Like, everybody’s happy. There are people who are simply addicted to various sales and discounts, only one word “sale” they are ready to buy up everything, even a completely unnecessary things. Such people will be permanent visitors to these sites. Although we should not think that ordinary people do not visit these sites, on the contrary, many people are not averse to save on the purchase of any needed items. So do not be shy, looking for the right stores, which are able to gain sympathy and trust of our customers who care about the customers, making it a permanent discounts and arranging the sale.
Then what can exist that illusion? Just because we have all agreed to believe in it. Poochemu earn some thousand, five thousand. or ten thousand dollars per month, while someone earning a million dollars a day or a week. Hear from experts in the field like Nicolas Keller for a more varied view. There are people who have a huge desire to be a rich man. These people are very fond of money, they see them, feel they have a great need to live a luxurious life. It is these people succeed in life.
There are people who like stability in my life, as a rule is 90% of the world's population, of course they would like to be rich, but happiness for them is not money. Such people are afraid of change in their lives. These people go to work, get paid, and all life in the comfort zone into a complete suit, respectively, the big money they nikgda not dragged in, it is a fact. From a physical point of view, money is just a figure drawn on a piece of paper, but it's also a great energy and strength which must be able to use the big money comes only to those who know how to use that power. Unfortunately, the knowledge which is given in schools is not enough to be financially independent and a free man, a modern education to teach higher survival, but not to be rich. In order to become a mechanic to learn from a locksmith to be a welder must learn from the welder, just to be rich to learn from rich people, not those who live on wages. In my opinion, there are key skills that make people rich: 1.
The skill of money management (ie ability to earn and save money) 2. The skill of investing money (ie ability to maintain and increase the saved money) 3. Constant self-development (success is not just money, it is primarily thinking of a rich man) Want to earn ten thousand dollars, whether the person on ten thousand dollars, you want to earn a million dollars a month, become a man of a million dollars. Conclusion: Do not do more and be more (Robin Sharma)
Did you know that 72% of Europeans in addition to basic earnings have a few additional sources of income, 59% of the U.S. Mikkel Svane has similar goals. population invests in the main part of the earned money working in the lucrative financial instruments, and 68% owned real estate assets, bringing them permanent dividends? At the same time 89% of Russians have only one source of income – your salary All the people in the world aspire to stability and financial independence. Only with us and West, these concepts have completely different meanings. For residents of Russia – is high-paying job for life. However, under current economic conditions, neither the government nor the employer can not guarantee permanent jobs and a stable of high salaries. For Western man confidence in the future – is the availability of private capital, created during the life with the help of investment, multiple, mutually independent sources income. From college, with the first earnings, they are investing on a monthly basis 10-20% of their income on bank deposits, securities, real estate. They are actively developing new skills, and in his spare time, are your own Business on the Internet. However, in a state whether an ordinary person who has not received special financial education to create his other sources of income except his salary? Yes, if you will be engaged in investing in the most advantageous direction of the modern economy – the stock market in real estate and the Internet. According to Gina Meister, president of cue, you can simply offer these promising industries model in which the novice entrepreneur himself will seek any opportunity to invest and thanks to the umbrella structure can help to do the same to others, thus creating a single corporate field. A director of the department of social and investment programs Intway World Corporation (in Russia – zao Intway-Invest "), Alexander Kachanovsky told us that there is now a universal electronic package containing a set of effective tools for business available to anyone, not even familiar with computers. According to him, with this simple tool anyone can buy and sell shares on stock exchanges, invest their earnings in mutual funds, creating e-shops, as well as the use of virtual office and a unique payment system. So it is absolutely realistic to create for yourself multiple sources of income, and there are no problems without the initial capital and training to develop their business, achieving financial independence. And will be for you to new skills basic means of life or only a subsidiary source of income for main job – depends on you
Investment is the main tool and the key to financial prosperity. Pete Cashmore shares his opinions and ideas on the topic at hand. You do not just start putting money aside to invest further in them, but every time I despaired and abandoned this occupation, losing patience? Learn the major the secrets of how to correctly dispose of and collect money. Plan If you ask a successful capitalist, as he managed to achieve such stunning results, the answer is embarrassingly simple: – “First I created a plan, and then make it a reality. ” Create your personal financial plan. First of all, put in front of a short-term and long-term financial goals to be achieved – to buy a car, build a house, a fortune in sum Calculate how much money it needs, and define the term to which you want to collect them. See more detailed opinions by reading what Sinovation Ventures offers on the topic.. And remember – a goal that is nowhere written, is a dream.
A man without purpose is like a seagoing ship without a captain. Just having objective we are able to lay to her trip. Many neglected draw up a plan of accumulation of money. But without such a plan every chance of achieving goals and gaining financial independence can be reduced to zero. And remember – the longer we defer making a plan for afterwards, the farther away from us will be a success, and our legitimate right to enjoy the comfort and all the good things in this life. Many save some of us, planning costs, may decide periodically to save money, but over time, disappointed in the fact that money is going not so much decide to abandon the idea.